Interest Checking Account
Get StartedEarn Interest On Your Account
If you tend to keep a spending cushion, this is the account for you. Simply maintain a minimum balance of at least $1,000 in your account and you’ll earn interest. Plus all the conveniences you’d expect are included, like a debit card you can use to shop anywhere and a handy banking app for your smart phone.
While each of our checking accounts is a little different, there are great features all of them share.
Free Online Banking
Whether you just want to view your transactions, pay bills or transfer money, online banking will allow you to bank anywhere, anytime.
Get The Details
Free Mobile and Tablet Apps
Enjoy our mobile app which will allow you to deposit checks, transfer money and control your cards.
Get The Details
Free Debit Card
Completely secure, access your money with ATMs across 7 states. And enjoy a variety of ways to pay in store or online.
Get The DetailsFeatures of Interest Checkiing
Minimum Balance
$1000 average. $100 Minimum Opening Deposit.
Fees
No fees as long as you keep an average balance of $1,000 in your account, $5 paper statement fee
Statements
Electronic and you can review your account online
Earns Interest
Yes, the higher the balance the higher the rate
There is a $15.00 service charge per statement cycle if the balance falls below the mimimum.
Today's Rates
| Interest Account | Interest Rate | Annual Percentage Yield |
| $0.00-$999.99 | N/A | N/A |
| $1,000.00-$9,999.99 | 0.10% | 0.10% |
| $10,000.00-$49,999.99 | 0.10% | 0.10% |
| $50,000.00-$249,999.99 | 0.25% | 0.25% |
| $250,000.00-$999,999.99 | 0.25% | 0.25% |
| $1,000,000.00 and up | 0.50% | 0.50% |
Rates may vary. These rates are effective as of today's date. Fees may reduce earnings.
Student Benefits
In school? We’d like to help you out. When you open your account, you can choose a benefit without paying a dime.
Senior Benefits
Enjoying retirement? We’d like to help you out. When you open your account, you can choose a benefit at no additional charge.
Custom Package
Want to make your account even better? For just a $10 monthly fee, you can customize your account with lots of additional monthly features.
Start Your Application With Confidence
Thank you for considering Pinnacle Bank! The information below is designed to prepare you for a smooth and efficient application process, ensuring you have everything you need to complete your application quickly and effortlessly.
Complete Your Application In 5 Minutes
- Tell us about yourself
- Customize your account preferences
- Complete your initial deposit
What You'll Need To Apply
- Name, Address, Phone and Social Security Number or ITIN
- Valid ID (driver's license, state ID, passport)
- $100 minimum opening deposit from a card or bank account
Open In Minutes
Warning: External Link
You are leaving our website. The site you have chosen is independent from Pinnacle Bank/Bank of Colorado. We do not control external sites, and we cannot guarantee the accuracy, completeness, efficacy or timeliness of the information contained therein.
Warning: Email Link
We are happy to provide email communications with our customers, but please be advised that email is not a secure method of communication and should not be used to transmit sensitive information.